"I could feel their vast experience with the finance process. I felt like I was putting my life in their hands, and it turned out to be the right choice! I will remember them as my dream team!" Nonnie K., Retired

"Dear Marie, It seems nearly miraculous, all the positive financial wizardry you have effected in our lives! You have not only navigated us through a complex and critical process with our greatest material asset, but done so quickly, with multiple options and really gave us a win/win solution that has not only resolved the merciless debt cycle, but clarified finances between us as well! And at this time of so many tragic stories of people who were not so fortunate to have such an invaluable guide through their mortgage choices and are losing their homes and properties-what a contrast. We are so very grateful for your expertise, your integrity and your professionalism-you really have changed our lives! Please come by to visit when you are coming to Skagit. It will be so fun to show you our dream that, with your help, has come true." With great thanks, Andrea Thank you, Marie Frank

"We're Glad to Know Marie Bjornson! "Along with doing our home loans, Marie served as our financial advisor, so that we could see the big picture in our investments and financial goals. We received cash for remodeling our home AND saved $408 per month! Marie made it possible to save money that we are now putting toward our principal, so that we are building more equity in our home, and raising our tax deduction benefits. Yeah - Thank you, Marie!" Ben and Rainy Fackler-Adams (and daughter, Aurora!)

We have worked with Marie before and love her. Marie helped us with our first loan and difficulties with being self employed. She counseled us on a plan to increase our credit scores and lower our rates to combine our loans and debt into 1 loan. Marie's personal attention and guidance helped us achieve our over-all financial goals - much more than just a mortgage. Marie has been a huge blessing in our life! Shawna and Merrill Tucker Owners, American Seamless Gutter Bellingham, WA

"Short of a Miracle! Hi Marie, Yet again, I am so impressed with your excellent professionalism in every area of contact with Ralph and I. Then your humor and cuteness top it off, just right. Thanks for being yourself, and doing what you have for us - it was over the top!" Marilyn R.

"Marie Bjornson - She Knows How to Close 'Em, and NEVER Fold's 'Em! I am so glad to have discovered Marie Bjornson, at Northern Pacific Mortgage. I have worked with her for years now. The Reason Why? I have never experienced a delayed closing ! My closing date is always met on-time, or sooner. Which, as we all know, means no further negotiation, no losing deals, happy clients, AND a happy me! I also do not even worry about the miscellaneous details. I let Marie worry - one less problem for me. I have complete confidence in Marie." Joan Pollack RJR Realty

"Marie Bjornson is the ultimate professional. Marie is available and responsive to her clients and their Real Estate agents. She is often available in the evenings and on weekends, which is usually when we need her help! Her assistance is prompt and thorough as she is very knowledgeable about Mortgages and the home lending industry. Marie is also a kind and very thoughtful person as well, serving her clients with integrity and personal interest. I highly recommend to my clients that Marie should be the first person to call to pre-qualify for their home loan." Meredith Murray Keller-Williams Realty

"You have gone more than the 'extra mile' to help us with so many things. We wanted you to know it is very much appreciated." Peter and Lynda F. Bellingham, WA

"Thanks for your excellent service. It is so nice to refer my clients to someone I know will give them Five-Star service." Colleen MacGilchrist Muljat Group Realtors Bellingham, WA

"This is great! Perfect timing! Thanks so much. (happy face symbol here) This has been the easiest process ever, and I really appreciate it. I will definitely refer anyone to you that I know is looking for a home loan or to refinance." Mara A., Client Lake Stevens, WA

"Marie often can help people where other lenders have not! I hold Marie in the highest of regards. She is very email responsive, as well." Mark Brown Windermere Realty Bellingham, WA

"I was very appreciative and impressed by how hard Marie worked for us to find the lowest interest rate and best terms available. Marie went the extra mile, or more, for us by not only guiding us through the maze of refinancing paperwork, but doing most of it herself. Marie has integrity and is a dedicated and honest mortgage broker. She works hard for her clients. I wouldn't hesitate to recommend her." Barbara W. Bookkeeper Bellingham, WA

"Thanks for being such a great broker, your clients love you!"

Terri S.
Senior Escrow Agent
Bellingham, WA

"When I first contacted Marie, I didn't really know if she could help. I was a recently divorced single Mom, had been having such a hard time keeping up with my payments afterwards, I had to sell my home and file bankruptcy. My credit was so damaged that when I tried to buy another house I was turned down by my bank. I was desperately hoping Marie could give me some help with my problems!

I was very skeptical, but Marie came through for me in a big way and wiped out my skepticism. I didn't think I'd ever be able to buy a house again, because of my credit. First Marie researched my finances and straightened out my credit issues so that I could qualify. Then she not only helped me to buy a new home for my daughter and me but made it possible to do with no money down! She got over all the hurdles, worked on my behalf and made it all simple for me.

Even after buying my home, Marie kept on working on my credit and got my scores to jump up by 90 points! She then got me qualified to get rid of my mortgage insurance and lower my house payment by $259 a month. On top of that, I received additional $6,254 in cash to pay off some bills and put towards a better, safer car for us. I was even able to start a nice little nest egg!

God Bless You, Marie! You are so amazing, so passionate about your work, and I am so glad!

Thank you for giving me a fresh start!

Lorraine Peterson
Social Worker
Bellingham, WA