Required Documents for Loan Application
  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements (all pages of each statement)
  • Most recent statement: 401K, IRA, or Mutual Fund Accounts (all pages of each statement)
  • Photocopies of any stocks or certificates of deposits
  • Copy of driver's license and social security card or passport
  • Copy of the purchase and sale agreement
  • If you are currently renting....name and address of your current landlord
  • If divorced...a fully executed divorce decree
  • A letter of explanation for any known credit problems
  • For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
  • If self-employed......two (2) years personal tax returns - including all schedules
  • If self-employed through a corporation..... last two years corporate returns

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.



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Envoy Mortgage office is located downtown Bellingham,
across from Whatcom Museum, in Whatcom County, Washington.

Envoy Mortgage, Ltd
(Formerly Northern Pacific Mortgage)
Marie Bjornson, CPA, Licensed Mortgage Banker
112 Prospect Street
Bellingham, WA 98225
Map
Phone: (360) 676-9600
Fax: (360) 392-6111
E-mail Marie

CALL FOR A FREE PRE-QUALIFICATION OR FINANCIAL CONSULTATION (360) 676-9600.


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