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Required Documents for Loan Application
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Two most recent monthly bank statements (all pages of each statement)
- Most recent statement: 401K, IRA, or Mutual Fund Accounts (all pages of each statement)
- Photocopies of any stocks or certificates of deposits
- Copy of driver's license and social security card or passport
- Copy of the purchase and sale agreement
- If you are currently renting....name and address of your current landlord
- If divorced...a fully executed divorce decree
- A letter of explanation for any known credit problems
- For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
- If self-employed......two (2) years personal tax returns - including all schedules
- If self-employed through a corporation..... last two years corporate returns
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
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